Archive for the ‘Security’ Category
Video Security
Security camera systems are currently being used for residential and commercial use. Many people think only large companies purchase video security camera systems, but this is not the case. Not only may all sized companies benefit from video security camera systems, but they are very popular for residential use as well. A security alarm system is great to scare away robbers. With a video security system you can capture video footage of the people who are breaking the law and use that to ensure they no longer bother anyone else.
There are many different types of video security camera systems. Some systems come with a large number of cameras and then you can have the residential packages. For a residence, many people only really need from 2-4 cameras covering the main areas of concern. Be careful when choosing a good system, as many wireless DVR security cameras can have technical problems.
If you have the option, it is safer and more reliable to depend on a wired system. In some cases the wired systems might be more affordable.
Security camera systems are for people who know not to take any chances. These systems can be set up to watch your home or place of business 24 hours a day and 7 days a week. Some video security camera systems are linked into a web-based platform that you can monitor from any location with internet access. All you have to do is log into your account and you can see all of your video cameras streaming live. You can view them all at the same time or expand one specific camera. If anything happens that requires you to rewind you can do so. Usually these systems record the past 24 hours on a consistent loop.
If anything goes wrong you can rewind the cameras and find out exactly what happened.
Having state of the art video security camera systems can protect any company from taking major losses. If you have multiple departments to look over then you have a real need for security camera systems. Any business moving valuable merchandise needs to protect itself with high quality video security camera systems. This can be the difference between profit and loss for your company in some cases.
Today you can never be too careful. Security camera systems can help give peace of mind. Video security camera systems are surprisingly affordable and you can find security camera systems from a number of different, authorized dealers. There are camera stores that sell individual security cameras raging from $ 50.00 to $ 500.00 (US Dollars) each. You can find black and white cameras, color cameras with audio, and even infrared. Video security camera systems should be properly installed by a trained professional. Be sure to learn how to operate and access your security camera systems. If the security camera systems are not set up correctly then you may not be getting as much protection for your security camera systems as you should be.
Computer Security
Enable The Internet Connection Firewall (ICF): Microsoft Windows XP – both Home and Professional editions- come with a built-in firewall. Unfortunately, it is not enabled by default so you have to know enough to go in and turn it on. For the record, I actually recommend that you leave ICF disabled and install a 3rd-party firewall such as Zone Labs ZoneAlram which has a version available for free for personal use.
for more info about latest technology www.future2technology.blogspot.com
The advantage of using a 3rd-party product like ZoneAlarm is that it monitors both inbound and outbound traffic. ICF only monitors and blocks inbound traffic. That is great for protecting you from external hacking or malicious activity, however it will not protect you from situations where a virus or Trojan on your system attempts to initiate unauthorized or malicious network activity out from your computer.
In any event, ICF is better than nothing.
It is free and it is built in. So, if you choose not to download and install a 3rd-party product you should at least turn on the Internet Connection Firewall. To enable ICF you need to select Network and Internet Connections from the Control Panel. Then select the Network Connections icon at the bottom of the screen.
At this point you need to right-click the network connection you want to enable ICF on. For most home users there should only be one network connection present. Simply right-click it and select Properties. Click on the Advanced tab and click the checkbox next to “Protect my computer…”.
Once you enable ICF, the Settings button at the bottom of the Advanced tab will be enabled as well. If you click on Settings you can configure ICF to allow certain traffic through and what sorts of information you want logged. Most users will be fine leaving this on the default settings.
Laptop Security
Protect your expensive laptops using the best Laptop Security products
Calling all ICT professionals in need of enhanced Laptop Security. A wide range of security solutions are available to protect your prized computers. The range includes laptop trolleys, a laptop cabinet, locks and vehicle safes, which are perfect for keeping laptops safe whilst they are left in vehicles. Solutions can be found for all types of industries that want to look after their laptops. Take your Laptop Security seriously and you can use a wide range of options that will stop thieves from pilfering your expensive IT equipment. Don’t make it easy for them, look into the latest line in Laptop Security and enhance your existing security measures.
Looking for advanced levels of Laptop Security to cater for a large number of computers?
Sturdy trolleys provide the ideal answer. They can store up to 30 laptops in one go and have charging facilities built into them. Run a training centre or learning establishment? Look at your existing Laptop Security. Could it be enhanced with laptop trolleys or a laptop cabinet into which you can lock away expensive computers? Sensible Laptop Security is available and it doesn’t have to cost a fortune. Secure docking stations can provide Laptop Security for any number of machines. They are fully portable, can be wheeled out of safe storage in the morning ready for use, then wheeled back again at the end of the day. Don’t be a victim of crime. Make sure your Laptop Security caters adequately for your business needs.
Safety on the move
Travel the country on business? Need to use your laptop? It can be a worry leaving your laptop unattended in the car. Then again, it’s not always convenient to take your laptop with you when you have to pop to the loo. There are certain types of Laptop Security that provide a sensible solution to this problem. In particular a vehicle safe is the perfect type of Laptop Security to fit into your car. A hardy vehicle safe secures to the floor of the car’s boot with a cable tether and you can place your laptop bag inside the laptop cabinet. Rugged and robust, this kind of Laptop Security provides sturdy storage facilities for people on the move. Make sure your laptop is safe using Laptop Security that is perfect for your unique requirements.
Building Security
If you are a property owner or manager and have buildings that need securing it’s worth hiring security guards. Below are some benefits of hiring hires guards as opposed to simply having alarm monitoring or vehicle patrol service.
1) Employees and customers feel more safe when officers are present. In fact, recent surveys suggest having a well-trained guard staff goes along way in boosting employee retention and getting clients to lease out space. This is especially true if there is a lobby guard acting as reception. These officers tend to sign people in and out, and assist with general information. They are a valuable asset to any building. Generally speaking, lobby guards, also called lobby ambassadors, are not that expensive, ranging from $ 14.00 to $ 16.00 per hour. Such lobby guards must be licensed and trained in customer service, of course, as they are constantly interacting with the public, clients, and building employees.
2) The protection of the property is greatly increased when live security guards are present.
Each city and location has different challenges and considerations, of course. For example Los Angeles security guards will have a different level of training than those who are in the midwest. But regardless of where anyone is a security team is instrumental to the overall safety of the building. Many officers make round on the hour to check for hazards and ensure there is no security threat.
3) Many types of insurance policies give actual discounts to those properties that have a security team on the payroll.
It’s worthwhile to check with your insurance broker to see if you are subject to savings by hiring security guards. If so, the savings may actually pay for the guard service itself.
4) As mentioned earlier, many officers double as other key roles such as receptionist. This way you, as the building owner or property manager, are getting more bang for your buck.
5) For emergency security problems you will obviously benefit by having an actual security guard or numerous guards present. They are often trained in such things as emergency procedures and many have advanced training in CPR and other key life-saving training.
The Scam And Con Job That Is Social Security
Social Security has been in the news a lot lately, given that it, along with Medicare, have the biggest chances of bankrupting the country’s financial health. With tens of millions of Baby Boomers about to enter retirement and the associated programs of Social Security and Medicare, unless serious steps are taken soon to get both programs under control, the future of the United States and the freedoms it should afford us will be serious jeopardy.
The big question is whether or not the American political class has the brains and the backbone to step up, make the difficult and unpopular choices, and fix the situation. Early indications are that they are not, given what happened when the President’s Deficit Reduction Commission proposed, after months and months of analysis, changes to the current Social Security parameters in order to save it from insolvency. Quicker than you can say politics, Nancy Pelosi jumped up and vowed there would not be any changes to Social Security but gave no indication on why there should not be any changes, proposed an alternative solution, or gave any indication she understood the underlying numbers.
If she did take a few minutes to understand what a scam and con job the Social Security program has degenerated into and how it is unsustainable as currently configured, she would not look so ignorant. Recent and not so recent reputable analyses show how bad this program actually is from a financial and freedom perspective, making you wonder why anyone would want to keep the program as is:
- A recent Associated Press investigative report highlighted the work of two economists, Eugene Steuerle and Stephanie Rennane from the Urban Institute think tank. Their research examined just how well the Social Security program performs financially and whether it is a good investment vehicle for individual citizens. In the AP article reporting their results, the two economists looked at an average-wage, two earner American couple earning ,000 a year. Upon retiring in 2011, they would have paid 4,000 into the Social Security program.
But according to the payout schedule and the Urban Institute analyses, this couple can expect, on average, to receive only 5,000 in Social Security benefits. Thus, this analysis shows that as an investment and retirement vehicle, the Social Security program yields a negative 10% return rate on investment. In other words, you would have been better off taking the money you earned, but confiscated by the government to sustain Social Security benefits for retired Americans, and put it under your mattress. If you had a broker getting negative 10% returns on your investment, you would fire them. Negative 10% return, confiscated wages, and this is the program that Nancy Pelosi does not want to change one bit.
Just like most other political class and government run programs, this one is a money loser and a freedom depriver. While this program may have made sense long ago when people did not live as long and the base of contributors to the program far outnumbered the ones receiving the benefit, that situation is long gone. People like Pelosi either do not want to recognize the changing reality or are not competent enough to understand it, but the program today is nothing more than a con job of those too young to retire.
- If you do not believe these two economists, consider an analysis I did on my own Social Security situation that looks at this financial fiasco from a long term, year-over-year investment perspective. I recently received my latest individual numbers from the Social Security Administration and updated my analysis spread sheet. The main assumptions and calculations in this spreadsheet include the following:
1) I calculated all of the money, year-by-year, that my employers and myself had contributed into the Social Security pool.
2) I assumed that I would have been able to keep that money but had to invest it in a tax free IRA or 401k account immediately.
3) I then located the historical annual S&P stock market investment returns and assumed that I put all of the Social Security money into a low cost S&P stock fund.
4) I grew, or shrank, my pool of money every year based on the S&P rate of return.
5) Starting this year, I assumed that I would get more conservative with my investment strategy since I am approaching retirement (I am 57), a standard investment tactic. Thus, I assumed that I could get a 4% return with this more conservative investment approach and that I would stay at this 4% conservative approach for the rest of my life.
6) Social Security tells me that age 62 I can start receiving monthly Social Security payments of ,592. This becomes my bench mark.
How much better or worse would this approach have been vs. what Pelosi wants to keep unchanged? Consider the following spreadsheet results:
* Under the above assumptions, starting when I was 62 years old, I could take out twice as much than what Social Security will pay me and not run out of money until I was 88 years old. At that point, if I was still alive, I could live off of other investments and savings.
* Under the above assumptions, starting when I was 62 years old, I could take out 75% more than what Social Security will pay me and not run out of money until I was 95 years old. At that point, if I was still alive, I could live off of other investments and savings.
* Under the above assumptions, if I wanted to be conservative, I could take out 50% more than what Social Security will pay me and not run out of money until I was 100 years old, at which point I would still have a 7,000 in my account.
Thus, a different approach from the Urban Institute but the same result: I am far better off investing my own money using standard investment knowledge than letting the political class dictate and control my retirement money and life style.
Another positive aspect of this theoretical approach is that I would have had the wealth and money under my control. I would not be subject to the whims and ignorance of the political class and subject to their control. Its called freedom and the con job of Social Security does rob us of some of our financial freedom.
- Don’t believe the stock market is a sound way to save for retirement? I took a much more conservative approach to find out if and when Social Security ever becomes a better deal. Using the same model above, I changed my long term investment approach so that it was not invested in an S&P stock fund but it was invested in long term U.S. T-Bills. I went to a government website to locate the historical annual returns of long term T-Bills. This is theoretically a safer, more conservative investment approach. What did I find out:
* Under the above assumptions, I could take 92 out of the account each month, the same amount as what Social Security will pay me, and at age 100, still have ,000 in the account.
* Under the above assumptions, I could take out 20% more than the 92, and enjoy a 20% better life style, and not run out of money until age 92, if I lived that long.
In either approach, I and probably tens of millions of other Baby Boomers would have been better off if the government had allowed us to take care of our own retirement. They did not and now we are in a quandary, with unwilling or unable leadership to solve a problem that might sink the nation. And unless major changes are made, this con job will continue for generations of Americans to come.
Three simple short term steps could clear up the crisis:
* Raise the retirement age to 70 with a provision for less wealthy and less fortunate Americans to draw full Social Security payments prior to that age if they need it. In 1950, there were sixteen workers for every retired, Social Security eligible person in the country. By 2030, that ratio will be down to two to one. It is unfair to burden the next generation of younger Americans with this burden for older Americans that do not need Social Security before reaching the age of 70. (Source of data: Time magazine article, March 20, 1995.)
* Prohibit any American with assets, not income, of over million to not draw any Social Security payments until their asset level is below million. A million asset base, invested to give off a modest 5% return a year, would generate annual income of 0,000 a year without depleting the principle. 0,000 would put that American in the upper 5% of earners in the country, anyone should be able to live comfortable on 0,000 in retirement. This action would make the system more solvent and create a higher chance that the truly needy Americans would still get Social Security support in the future.
* Reduce the Social Security tax rate but uncap the earnings cap so that all income, wages, interest, dividends, etc., are taxed at the lower rate. An American who makes about 0,000 a year pays about the same amount of Social Security tax of someone who makes million a year. This second person makes one hundred times as much in a year but pays the same amount of taxes. This inequity needs to be changed and made fairer.
Longer term, once the above three steps help stabilize and correct the short term disaster that the political class has created, the longer term strategy needs to be the dismemberment of the entire Social Security program and the return of Americans’ wealth and freedom to those Americans. Never again should we allow the politicians in this country to hoist a con job on us like the current Social Security program, a scam that reduces our freedom, reduces the life styles we can and should be able to afford in retirement, and allows the political class to control the end of our lives.
It’s called individual responsibility and politicians hate it when we control our own destiny. It deprives them of one less way to divide the country for their own political advancement, no matter what the cost to our pocketbooks.